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The M1 Blog

Your one-stop resource to help improve your finances

From industry insights, research and how-to guides, the M1 Blog is your one-stop resource to help improve your finances.

The M1 Blog provides expert information and guides covering a range of topics relating to personal finance and problem debts. Our expert guides include how to deal with bailiffs, Council Tax arrears and Debt Collectors, plus we show you ways to help reduce your monthly bills.

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Can I get a payment break in an IVA?

An IVA can be a great solution if you are consistently struggling to keep on top of your contractual payments and household bills, however life likes to throw us curve balls every now and again with an emergency, or two,…

Can an IVA stop an Attachment Of Earnings?

Anyone can fall on hard times and find themselves in debt, and if you’ve had notice of impending attachment of earnings order you should know exactly what you’re dealing with. Life can throw up many different, challenging circumstances, unannounced, unwanted, and…

Five common partner debt worries explained

Roses are red, Violets are blue, I have some debts, And they’re joint debts with you. With all the love in the air today it is important to consider your joint finances…and more importantly your joint debts. Debt worries are…

5% Council Tax increase, 1% salary increase: What do we cut back on this time?

Council tax is about to rise in 95% of authorities, whilst 93% will also hike service charges too. As council chiefs fear for their own balance sheets, they plan to take the money directly out of our pockets to compensate…

Why Blue Monday can bring motivation not desperation

It’s a funny old month January isn’t it? On the one hand you’ve got glass half full people embarking on life changing resolutions as the start of the new year brings new enthusiasm and the motivation to make necessary changes.…

Christmas Opening Hours 2017

Here are our opening hours for Christmas and New Year. Normal opening hours and services will resume from Tuesday 2nd January. Date Opening Hours Friday 22nd December 9am – 12:30pm Monday 25th December CLOSED Tuesday 26th December CLOSED Wednesday 27th December…

Be a savvy shopper using price per unit

One of the easiest ways you can cut down on your supermarket spend is by shopping using the price per unit method. Supermarkets have been bamboozling us for years with BOGOF deals, multi packs and special offers. From where the…

How to cut down your energy bills

We’re a long way from warm spring days and we’re guzzling through more energy than at any other point of the year, now is as good a time as any to look at ways you can cut down on your…

What you should do with a Christmas financial hangover

Many Brits are facing the dreaded Christmas financial hangover. Here is what you should do! Christmas is an expensive time of year, and more and more Brits are turning to credit to cover the cost. It’s not until January when…

How the heck do I get an IVA?

An IVA (Individual Voluntary Arrangement) is a debt solution that allows you to pay back a portion of your debt through a legally binding agreement between you and your creditors. If you meet the criteria and an IVA is suitable…

Will I lose my home in an IVA?

If you’re considering entering into an IVA and you own your own home, you want the peace of mind that your home will remain safe in your possession. This short guide explains it all. If you’ve been struggling with debt…

6 simple tips to reduce your water bill

You water bill isn’t cheap, and it is fast becoming one of things that people have fallen behind on when they seek debt advice from us. There are plans to deregulate our water supply so we can find a cheaper supplier, much…

Which Utility Bill Do Brits Find The Most Difficult To Pay?

With winter approaching talk of the dreaded utility bill begins It won’t be long before the heating goes on (if it hasn’t already) and with the dark nights closing in lights are switched on much earlier – it’s the time…

Why your relationship can affect your credit score

Love is blind as they say, and, when you’ve met that special person joint credit agreements become a reality – the real reality is you can severely damage your credit score by doing so. Mortgages, bank accounts and loans all…

What you should do if the bailiff comes knocking

A bailiff knocking at the door can be a worrying experience, causing sleepless nights and strain on relationships. If you've fallen behind on your debt repayments or defaulted on debts, you may find that the company you owe threatens bailiff…

How to unlink your credit file from an ex partner

Your credit file could be severely affected by your ex partner if you have joint credit agreements and there are some extremely important things you should be aware of. Sometimes relationships don’t work out quite as we had anticipated. And…

How babies are increasing debt levels

A staggering three in five families take on debt during maternity leave, according to research released this year. A survey of over 1000 mothers conducted by comparison site found that the average debt taken on was £2,012. A high…

5 Killer Hacks To Beat Debt

We would always advise that you deal with your debt problems sooner rather than later. Things can spiral out of control quickly until the debt becomes all consuming, but there are many options out there for what may seem the…

10 debt collection myths debunked: Your guide to debt collection

We’ve all heard a myth or two about debt, collections agencies and bailiffs. But what’s fact and what’s fiction when it comes to debt collection? Here we debunk the myths associated with debt collection. Debt collection agencies can instruct bailiffs…

Debt myths: Fact or fiction? Six debt myths explained

There are many myths associated with debt which might make you think twice about entering into a debt solution. Some offer the hope of the debt disappearing without you having to pay a penny, others cause worry that it will…


Our aim

Our aim

To help you understand the options available to you and help you on your road to debt recovery.

Experienced team

Experienced team

We have over 10 years experience helping our customers improve their circumstances and deal with their debts.

Experts on

Experts on

Bailiff enforcement action; Council Tax arrears; court fines; parking fines; gas, electric and water arrears; debt consolidation; and all debt solutions.

Cara – Reviews

Now I can be financially free quicker and can move on without all the hassle from my creditors.


Frances – Reviews

They took care of everything. Very professional.


Nadine – Reviews

They were great from start to finish. I'm so happy with this service. Thank you very much.


Tracy – Reviews

They dealt with my case very efficiently. They were very helpful and got me out of trouble with my debt and the horrible bailiffs!


Jayde – Reviews

Right from the beginning I felt reassured and confident he would be able to help me.


Paul – Reviews

The process was simple from start to finish and all the leg work was done by M1 Debt Solutions so I never had to stress out trying to make contact with all the companies I owed to.


Susan – Reviews

Amazing helpful people.


Tim – Reviews

Very professional. Very understanding and non judgemental.


Julie – Reviews

When I contacted M1 I was in a really difficult place and their efficient, considerate handling of my situation was quite simply amazing.



Updated on 2017-11-20T14:52:35+00:00, by admin_m1.