Who are Wescot Credit Services?
Wescot Credit Services is an established debt collection agency who buys accounts from banks; mobile phone and internet suppliers; and companies who provide credit. They are also known more informally as Wescot. If you fall into arrears or fail to maintain your payment plan Wescot will take steps to recover the debt, such as bailiff action.
Is there a better way to deal with Wescot?
Is there a better way to deal with your debts? The answer is yes! We specialise in stopping debt collectors and enforcement action.
What Do Wescot Credit Services Limited Do?
Wescot are a Debt Collection Agency and will collect debt in their client’s behalf. Wescot Credit Services collect debt across the financial services sector, telecommunications and media utilities and home retail sectors. They work with some of the largest organisations in the UK, including all of the large banks. Wescot also work closely Credit Card providers plus many utilities and telecoms companies. They claim to be one the market leaders in the United Kingdom for Debt Collection. They employ 600 people across two countries and are managed by Paul Jenkins, the Chief Executive Officer.
They were founded in Glasgow in 1983 and have expanded with additional offices. They opened a second office in Hull in 1989. This was then followed by a third office in 2002 with a contact centre in Saltcoast. This third office was also based in Scotland, on the Ayrshire coast. This was intended to provide additional capacity for the provision of their outsourced collection services.
The company was acquired in 2005 by Alchemy Partners Nominees Limited. From 2012 Wescot focused purely on its core business with the provision of receivables management services to its clients. In 2012 Wescot extended its data deal with Experian. This enables Wescot Credit to evaluate debtor characteristics to improve its collection performance.
Can Wescot Credit Services Send Bailiffs to My House?
In some cases, if court action has been taken and your debts are still due then the courts may appoint Wescot Agents to recover property and assets to the value of the debt.
Can Wescot Debt Collectors Break into My House?
The chances of them being able to enter your property are quite rare. They can only do this if a Liability Order has been issued against you by a magistrate on behalf of the local authority. If you are a business then there would need to be an unpaid fine from a Magistrate, County Court or High Court.
It is the law that enforcement agencies are only able to enter a property if they have been inside the property before. They are then able to use what is known as ‘reasonable force’ to re-enter. This could involve the use of a Locksmith to help them gain entry. They can only try and gain entry during the hours of 6am to 9pm.
What Can Wescot Debt Collectors Take?
There are restrictions on what can be removed from your property by bailiffs. If you have given Wescot Credit Services entry or they have gained entry by other means, then they can remove what is known as ‘Walking Possessions’. These are those which are subject to ‘Taking Control of Goods Regulations’. They will make an inventory of any of those possessions in your home and estimate the current value. You can enter into a ‘Controlled Goods Agreement’ with them which will give you time to pay the outstanding debt.
If you fail to pay them, then they can return to your property and remove items. There are certain items which Wescot Credit Services cannot take. These include essential items such as bedding, refrigerators, medical equipment, cookers and other items.
Telephone Number: 01482 484 673
Email Address: email@example.com
Wescot Credit Services Limited
PO Box 137
Hull HU2 8HF